When a person experiences stress, the body normally releases adrenaline and cortisol to help cope with the situation. However, when the body is continuously flooded with these hormones, that causes cell damage and eventually cell death, which can lead to various illnesses.
Recently, Gallup-Healthways conducted a survey that revealed that stress is an extensive problem for Tennesseans. It turns out that Tennessee has a high stress rate with 40.3 percent of its population constantly reporting high stress levels. Tennessee is ranked 14th among all states for high stress reports this year. That tends to drive up both the need for health care and the cost of health insurance for Tennessee.
According to Dr. Angela Willis, a family medicine doctor in Nashville Medical Group Cool Springs, stress is a huge health problem. Nationwide, from 75 to 90 percent of doctor visits are for problems related to stress, which manifest in numerous ways from diarrhea to hives. She added that stress-related illnesses have increased due to the emotional toll of economic problems and the flood that Tennessee experienced last year.
How Is Tennessee Health Insurance Affected By Stress?
Stress is a common triggering factor for mild to severe kinds of illness. A person in constant stress can experience anything from minor problems, such as headaches and body pains, to major health issues, such as cancer, diabetes, hypertension, stroke and even cardiac arrest.
When a person experiences stress, the body normally releases adrenaline and cortisol to help cope with the situation, but the fight-or-flight response was only supposed to last for a brief period. When the body is continuously flooded with these hormones, that causes cell damage and eventually cell death, which can lead to various illnesses.
Stress not only causes health problems that can leave you with major medical bills, but it also drives up the cost of getting health insurance for Tennessee. Your medical history, or “pre-existing” health conditions, can keep you from getting coverage.
TN health insurance companies are still permitted to decline to cover people with bad health. If they do accept an application for someone with a pre-existing condition, the rate will be higher than the normal premium for people with no health issues.
When TN health insurance companies that do agree to accept an application for someone who potentially needs a lot of medical care, they may simply limit coverage. They typically place an exclusion of the type of care a person is most likely to need. Exclusions are often in effect for six months after an application is submitted.
Save On Tennessee Health Insurance With Simple De-stressing Techniques
You may not be able to change the stress around you, but you still have options to change how your body manages stress. Meditation and yoga are possibly the most well-known ways to fight stress, but anything that relaxes you helps. From listening to music to going for a walk, a few minutes of carefree relaxation can change what your body is going through and how well you feel.
Not only will you get more enjoyment out of life, but you’ll spend less on health care and Tennessee health insurance. Then, use your savings to take a relaxing vacation.